The mindless ramblings of a Canadian in New Jersey. Follow along if you can, or dare. I promise it won't be boring, it may not make a whole lot of sense, but it won't be boring.
Friday, July 31, 2009
Summer fridays rule...
Thursday, July 23, 2009
I like the new little widget that tells you who visit's...now I know I am blogging for a reason
But I have kind of specialized in being complicated... I think I get it from my mom..
anyways enough boohooing.
We put in a offer to lease on a place in Jersey.. no idea if it will be accepted, process if very different/strange as its almost like buying a house, you negotiate the move in date, the price, the down payment/deposit, everything.... and then wait to see if the landlord will accept it...
Its not what we were hoping for, 3 bedroom place so the kids will be bunking together but its in a good neighborhood and was all we could afford with the house still not sold.
Then we got an offer on the house! They offered 20% less than what we were asking... and they can't afford anything more than 15% less than what we are asking. What is it about tough economic times that brings the parasites out in people? To put that in perspective, houses down where we are looking run 500,000 for a 4 bedroom in a reasonable neighborhood.. that would be like me walking in and offering someone 400,000 for their house...
Thank god I have my family behind me, because if we agree on the price I believe we need to agree on, we will lose 25,000$ selling the house we already put 20,000$ in improvements in to sell.... In order to even make that a possibility I have to borrow all of the money from my parents so I can write a check to the bank to walk away from the house I paid so much for and did so much work on... Here I am, a grown man, working for a living for the past 11 years, and I had to cash in all of my RRSP (401k for you americans), steal money from my youngest sons college/schooling fund, and once all is said and done I will have a 25,000$ debt to show for it. Actually, its quite a bit more than that, but I can blame the other debts on things we actually enjoyed so not going into that here...:)
Anyways hopefully this move was the right things to do, hopefully Coach recovers before everyone else in this economic blah blah and we can start making some money... for now its going to be tough. But, as someone keeps reminding me, we're all together finally. I am working for a great company that my wife's friends all love, my boss is great, the team I work with is great, my kids are great... I really have more to be happy about than sad, but who the hell likes losing money? I know everyone is losing money right now, anyone watching their retirement savings are watching it do nothing but go down, but the only time that really matters, is if you need it right now...
If you don't need your retirement savings, leave it where it is, keep investing in the same investments and they will come back. The market always bounces back, it just sometimes takes awhile.. Luckily, I have no money in the market, one less thing to stress about...:)
OK, next step, posting pictures of the family, dogs, disney trip etc... this weekend I swear I'll get some various shots up on here and start making a concerted effort to make this more than just a wall o text.
Friday, July 17, 2009
Wow once again, letting the blog slide...
Well been an eventful couple of months….
We closed up the house up north, packed up everything consumable, gave away whatever we couldn't bring, and packed the kids, dogs and ourselves into the rented mini van and drove down to New York… what I normally drive in 6 hours, took us 10 door to door. We were on the road for 12 hours, but Jenn doesn't want me counting the first two hours because we were getting lunch, and driving her brother home, walking the dogs before we started for the border etc etc, but hell we left home at 10am, and the car was in the garage in NJ (empty for the most part) at 10pm, that in my books is 12 hours…>.>
Getting across the border, oh man was I terrified something would go wrong there.. Jenn had packed up a bunch of dry goods to bring with us, pasta, canned crap, flour, sugar and I was too paranoid to bring it with us… We breezed through the border.. I think it helped that the lady who was interviewing us loved Coach and wanted us to adopt her… We didn't even have to show the dogs papers that I spent 2 days getting, or really answer any questions… we just walked up, got the passports stamped and the visas put in, and off we went..
We moved down July 4th weekend, and I promptly threw my back out, spent 4 days being waited on hand and foot… I thank god it happened when it did, can't imagine my friends helping me as much as Jenn did…. Ever hurt your back? There is no pain as intense, except I am told child brith… Of course for the really luck ones, child birth doesn't last 4 fing days, but whatever… It hurt so bad I could not get out of bed, I literally could not lift my legs, was almost paralyzed by the pain and lack of mobility. That was some of the scariest time in my young life… I couldn't help but think what if this stays this way, what are we going to do..
Gavyn came in on Thursday (first day of the ordeal) and demanded Breakfast.. Jenn was busy trying to help me find a position that would allow me to stop screaming, and Gavyn wanted to know what was wrong with me. I asked him, have you ever seen Daddy cry before, Um nope, well that’s how much this hurts… he promptly turned around and left. I never take time off work for illness, my parents raised us to believe that if you didn't break a bone, or have a fever you didn't stay home.. I was out for two days, feeling guilty the entire time, but I just couldn't do it.. The first day, late in the afternoon I managed to get into the car and drive to the chiropractor, by using my hands on my legs to push on the peddles… talk about horrifically unsafe… Jenn came with me to help me into and out of the car, talk about a stupid plan… here I am driving with my hands on my leg to control the gas/breaks with my wife in the car.. Bad enough I should die in a car crash but to take her with me? Luckily nothing went wrong, and the chiro/massage really helped…
Other than that, we are in our luxurious 4 story town home, boy are the kids ever in for a surprise when we rent some other place that is a hovel because we haven't sold our house yet and we need to have somewhere to live….but while it lasts it sure is fun…!We're all getting a lot of exercise from the TV being in the basement and the computers being on the 4th floor..:)
I'm sure some of you have teenagers… Kyle is 14, and a fine upstanding young man don't get my wrong.. But there are times where I want to grab him and shake him until his head falls off… He never thinks, he just does stuff… he gets bored and eats, or finds a raspberry in the container of raspberries that are designated for a special desert, and tosses the entire thing in the garbage…. Or eats my secret stash of cashews in my office, not just one of them, but rips the bag open and spreads them all over the inside of my drawer..He was grounded from use of his computer for reasons that I can't even remember anymore, but he goes on my computer, his brothers computer, he gets up in the middle of the night and plays on my computer so we won't notice….he watches TV until all hours and sleeps until 1… I mean I remember doing some of this shit, but I still listened to my parents for the most part… he listens, agrees, then completely ignores us and does whatever he wants..
Other than grabbing him and shaking him until his head falls off, I'm running out of ideas… One thought we had was that we are going to have him use his money/allowance to buy food for himself, so he knows how much things cost… secretly I am going to go eat his food once he does that… to show him how irritating it is to be saving a half bag of chips for Friday night all week, to avoid the temptation of eating them so you can enjoy the guilty pleasure at the end of the week, and then when it comes time, to open the bag and find it completely empty.. Or just missing.. See how much he likes it.. Will have to do it randomly though so he doesn't get blase about it…I just don't know what to do to get through to him…
Nanyways, serious wall of text, but there you have it.. I hopefully will be able to write we sold the house for real this time, the next time I write… shh don’t tell Jenn.